Credit Card Acceptance
We think you're going to Love what we're doing.
Every Aspect of Business Is Improved
Payment Processing
Your Comprehensive Payment Solution Engineered for Sustained Growth.
At BayPay, we collaborate with the premier U.S. Payment Processing Providers, leveraging their groundbreaking technology to enhance your business operations. Our dynamic payment solutions are tailored to address every aspect of your enterprise, simplifying processes while simultaneously bolstering growth.
We provide you with the instruments, strategies, and insights that are essential to propel your business towards unprecedented success. Our comprehensive approach means we not only help to streamline your existing operations but also lay the foundation for future business growth and expansion.
Getting started with BayPay is a breeze. Our streamlined merchant account setup is designed to save you time and effort. Once onboard, you’ll have the ability to accept all major credit and debit cards, EMV chip cards, EBT transactions, and NFC contactless payments – a complete suite of payment options to meet your customers’ diverse needs.
BayPay – Shaping the future of your business through advanced payment processing.
Card Processing Options
More options you will love.
More Options = More Happy Customers
Card Processing Options
More Options – Happy Customers
Dynamic Dual Pricing
Our Dual Pricing system distinctly displays both the card price and the cash price for each product or service. This approach puts the power of choice directly in your customers’ hands. They can opt to pay the standard price with their card or enjoy a discount by paying with cash. It’s simple, straightforward, and customer-friendly.
Dual Pricing is legal in all 50 states per the Durbin Amendment (2010 Dodd-Frank Law), which states that businesses are permitted to offer a discount to customers as an incentive for paying with cash.
Surcharging
Consumers enjoy the convenience of using their credit card for an additional fee the merchant applies to the consumers’ bill. Incentivize consumers pay with cash or debit card and to forgo the additional charge.
Interchange +
With Interchange Plus, the business pays the Interchange fee specific for each transaction type, plus a pre-negotiated margin for the processor.
We offer the best Interchange + pricing program in the industry.
Flat Rate Pricing
Simple, easy to understand way to calculate processing costs.
One flat rate for all credit card transactions, regardless of the fluctuating interchange rates set by card brands and type of card used.
Tier'd Pricing
Different card categories have different ties. This can be simple, and deceiving.
This can be a good options for some businesses.
B2B Level II & III
Have 20% + B2B or B2G transactions. Get huge reductions on interchange fees using intelligent software specifically for B2B transactions.
Crypto Currency
Become one of the first to offer your customers the ability to pay with their Digital Crypto Currency
Cash App
An easy way for your customer to transfer money for goods and services directly to you with little to no fees.
Alpha/Beta Product Tryout
Funding
Fast Deposits on Payment Transactions
Instant Deposits
Instant Funding
Do you need money fast? Instant funding can manage cash flow with greater ease and efficiency.
Same Day Deposits
Same Day Deposits
Speed up your cash flow with same-day funding on all Major credit cards.
Standard Next Day Deposits
Standard Next Day Deposts
Settle transactions by 10PM ET for next morning deposit on all your credit/debit card transactions
Point of sale
The Best Point-Of-Sale Systems In the Industry
Smart Terminals
23 Amazing Systems
Easy. Powerful.
Need something simple yet powerful? We have every advanced state-of-the-art point-of-sale terminal in the industry. Designed to fit your needs perfectly.
Cloud Point-of-Sale
30+ Incredible Modern Systems
Modern. Robust. Elegant.
Cloud systems are the rave . . . and for good reason. They're built on powerful, modern hardware and software making them easier to use and faster more efficient in you business.
Mobile Payments
Smart Phone and Tablets
Mobile and versatile
Accept More Ways to Pay
Business today is more mobile and versatile than ever, thanks to mobile payments. Easily accept all major credit cards using a smartphone or a tablet. Add an inexpensive Bluetooth card reader for faster input and more secure transaction handeling.
Flagship Point-Of-Sale
100's of Industrial Systems
Easy. Powerful.
Traditional Legacy systems that store your data on-site, on local servers, and run on a closed internal network systems.
Virtual Terminals
8 Premium Web-Based VT
Modern. Robust. Elegant.
A virtual terminal is a web-based application that securely allows you to process electronic payments, by telephone, mail order, fax, email, or in person.
Shopping Carts
5 Minute Setup
Full Featured. Easy Setup
A shopping cart facilitates the purchase of a product or service online. It accepts the customer's payment and organizes the distribution of that information to the merchant, payment processor, and other parties.
We've got you covered with the best shoppping carts in the industry.
Improve your online sales today!
Online Ordering
Online & Delivery
Maintain your margins
Allow guests to place orders directly from you commission-free online.
- Increase sales
- Drive repeat visits
- Boost check size
Point-Of-Sale Integration
We Integrate with 10,000 +
Leading POS Systems
1000's of Integrations
We integrate with virtually every modern non-proporitary system in the marketplace.
Still Not Sure Which Payment Solution Is Right for You?
It’s why we’re here. It’s our passion.
