Credit Card Acceptance
We think you're going to Love what we're doing.
Every Aspect of Business Is Improved
Payment Processing
Empower Your Business with Comprehensive Payment Solutions for Sustained Growth
At BayPay, we partner with leading U.S. payment processors to bring you the latest in payment technology. By leveraging their cutting-edge platforms, we optimize your business operations, simplify transactions, and fuel significant growth.
Why Choose BayPay
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- Easy Setup: Quick and hassle-free merchant account activation
- Flexible Payments: Accept all major cards, EMV chip, EBT, NFC payments, plus Apple Pay and Google Pay.
- Secure Transactions: Advanced security with PCI compliance and real-time fraud detection.
- 24/7 Support: Dedicated assistance whenever you need it.
- Take the Next Step Toward Growth
Join BayPay today and transform your payment processing for a successful future.
Card Processing Options
More options you will love.
More Options = More Happy Customers
Card Processing Options
More Options – Happy Customers
Dynamic Dual Pricing
Our Dual Pricing system shows both the card price and the cash price, allowing customers to choose their payment method. Pay the standard price with a card or get a discount by paying with cash—simple and customer-friendly.
Dual Pricing is legal in all 50 states under the Durbin Amendment of the 2010 Dodd-Frank Law, supported by Regulation II of the Federal Reserve. This allows businesses to offer cash payment discounts as long as they are clearly communicated.
Surcharging
Consumers enjoy the convenience of using their credit card for an additional fee the merchant applies to the consumers’ bill. Incentivize consumers pay with cash or debit card and to forgo the additional charge.
Interchange +
With Interchange Plus, the business pays the Interchange fee specific for each transaction type, plus a pre-negotiated margin for the processor.
We offer the best Interchange + pricing program in the industry.
Flat Rate Pricing
Simple, easy to understand way to calculate processing costs.
One flat rate for all credit card transactions, regardless of the fluctuating interchange rates set by card brands and type of card used.
Tier'd Pricing
Different card categories have different ties. This can be simple, and deceiving.
This can be a good options for some businesses.
B2B Level II & III
Have 20% + B2B or B2G transactions. Get huge reductions on interchange fees using intelligent software specifically for B2B transactions.
Crypto Currency
Become one of the first to offer your customers the ability to pay with their Digital Crypto Currency
Cash App
An easy way for your customer to transfer money for goods and services directly to you with little to no fees.
Alpha/Beta Product Tryout
Are you like us, fascinated with new technology – wanting the latest and greatest before anyone else? Join our program and try out some of BayPay’s newest products.
Join our program. Then enter your passcode.
Funding
Fast Deposits on Payment Transactions
Instant Deposits
Instant Funding
Do you need money fast? Instant funding can manage cash flow with greater ease and efficiency.
Same Day Deposits
Same Day Deposits
Speed up your cash flow with same-day funding on all Major credit cards.
Standard Next Day Deposits
Standard Next Day Deposts
Settle transactions by 10PM ET for next morning deposit on all your credit/debit card transactions
Point of sale
The Best Point-Of-Sale Systems In the Industry
Smart Terminals
23 Amazing Systems
Easy. Powerful.
Need something simple yet powerful? We have every advanced state-of-the-art point-of-sale terminal in the industry. Designed to fit your needs perfectly.
Cloud Point-of-Sale
30+ Incredible Modern Systems
Modern. Robust. Elegant.
Cloud systems are the rave . . . and for good reason. They're built on powerful, modern hardware and software making them easier to use and faster more efficient in you business.
Mobile Payments
Smart Phone and Tablets
Mobile and versatile
Accept More Ways to Pay
Business today is more mobile and versatile than ever, thanks to mobile payments. Easily accept all major credit cards using a smartphone or a tablet. Add an inexpensive Bluetooth card reader for faster input and more secure transaction handeling.
Flagship Point-Of-Sale
100's of Industrial Systems
Easy. Powerful.
Traditional Legacy systems that store your data on-site, on local servers, and run on a closed internal network systems.
Virtual Terminals
8 Premium Web-Based VT
Modern. Robust. Elegant.
A virtual terminal is a web-based application that securely allows you to process electronic payments, by telephone, mail order, fax, email, or in person.
Shopping Carts
5 Minute Setup
Full Featured. Easy Setup
A shopping cart facilitates the purchase of a product or service online. It accepts the customer's payment and organizes the distribution of that information to the merchant, payment processor, and other parties.
We've got you covered with the best shoppping carts in the industry.
Improve your online sales today!
Online Ordering
Online & Delivery
Maintain your margins
Allow guests to place orders directly from you commission-free online.
- Increase sales
- Drive repeat visits
- Boost check size
Point-Of-Sale Integration
We Integrate with 10,000 +
Leading POS Systems
1000's of Integrations
We integrate with virtually every modern non-proporitary system in the marketplace.
Still Not Sure Which Payment Solution Is Right for You?
It’s why we’re here. It’s our passion.
